Owner Financing Available | 227 N. Hickory St., Centralia, IL 62801
5-Bedroom, 3-Bath Home with Contract for Deed & Rent-to-Own Financing

Looking for owner financing in Centralia, IL? This spacious 5-bedroom, 3-bath home is available with Contract for Deed making homeownership possible without traditional bank financing.

With approximately 1,450 square feet, this home offers generous living space, large rooms, and plenty of character. Whether you're looking for a primary residence or a property with room to make your own improvements, this home presents an affordable opportunity to own.

Property Features
5 Bedrooms
3 Bathrooms
Approximately 1,450 Sq. Ft.
Spacious living and dining areas
Large kitchen with cabinet space
Hardwood flooring throughout much of the home
Covered front porch
Large yard with mature trees
Plenty of space for a growing family or multi-generational living
Owner Financing / Contract for Deed Terms
Purchase Price: $95,000
Down Payment: Only $2,500
Monthly Payment: $1,025
Contract for Deed (Rent-to-Own)
No Credit Check
Important Information

This property is being sold As Is. Buyers are encouraged to conduct their own inspections and due diligence before entering into a Contract for Deed. You're welcome to bring a licensed contractor or home inspector to the walkthrough to evaluate the property and determine whether it meets your needs.

Income verification is required. Buyers should have verifiable monthly income of approximately 3–4 times the monthly payment and be prepared to provide recent paycheck stubs or bank statements for the owner's review.

Schedule Your Walkthrough Today!

If you've been searching for owner financing, rent-to-own homes, Contract for Deed homes in Centralia, IL, or no credit check homes for sale, this is an opportunity you won't want to miss.

Contact us today to schedule your private walkthrough and take the first step toward homeownership!